translated title, SUMMARY: translated summary under 160 chars, then blank line? The format says:

translated article in markdown format

We must output exactly that, no JSON, no code blocks. So we need to produce those lines.

We need to translate the title: "Crypto Passive Income: Staking, Lending & Affiliate Programs Guide" => Japanese: "暗号資産パッシブインカム：ステーキング、レンディング、アフィリエイトプログラムガイド". Might choose natural Japanese: "暗号資産のパッシブインカム：ステーキング、レンディング、アフィリエイトプログラムガイド". Title length not constrained.

Summary: "Learn how to generate passive income in crypto through staking, lending, and affiliate programs with practical steps, risk tips, and platform recommendations." Translate: "ステーキング、レンディング、アフィリエイトプログラムを通じて暗号資産でパッシブインカムを生み出す方法を、実践的な手順、リスク対策、プラットフォーム推奨とともに学びます。" Need under 160 characters (Japanese characters count?). Let's count roughly: We'll keep within 160 characters (including spaces). Should be fine.

Now content: Need to translate the entire article in markdown format, preserving headings and list items, table, etc. Ensure we keep markdown formatting. Use Japanese translation.

We must ensure not to wrap in code blocks. Just plain text.

Let's translate each part.

Original content:

Introduction

Why Passive Income in Crypto?

The crypto market offers more than just price speculation. By putting your assets to work, you can earn steady returns regardless of market swings. Three of the most accessible methods are staking, lending, and affiliate programs. Each suits different risk tolerances and technical comfort levels, letting you build a diversified passive‑income stream.

Staking: Earn Rewards by Holding Tokens

How Staking Works

Staking involves locking up a cryptocurrency that uses a Proof‑of‑Stake (PoS) consensus mechanism. In return, the network rewards you with newly minted tokens or a share of transaction fees. Think of it as earning interest on a savings account, but the “bank” is a blockchain.

Choosing the Right Staking Platform

• Native wallets: Many PoS chains (e.g., Ethereum, Cardano, Solana) let you stake directly from their official wallets. This minimizes counterparty risk.
• Exchange‑based staking: Platforms like Binance, Kraken, and Coinbase offer user‑friendly staking services. They handle the technical details, but you trust the exchange with your funds.
• Staking pools: If you lack the minimum amount to run a validator node, join a pool. Look for pools with low fees, high uptime, and transparent reward distribution.

Risks and Mitigation

• Slashing: Validators can lose a portion of staked funds for malicious behavior. Choose reputable validators or pools with a solid track record.
• Lock‑up periods: Some staking requires you to lock funds for weeks or months. Ensure you won’t need immediate liquidity.
• Market risk: The value of the staked token can fall. Diversify across multiple assets to reduce exposure.

Lending: Put Your Crypto to Work

Crypto Lending Basics

Lending lets you deposit crypto into a platform that loans it to borrowers (often traders seeking leverage). You earn interest paid in the same token or a stablecoin. Rates can range from 2 % to over 10 % APY, depending on supply and demand.

Centralized vs Decentralized Lending

Popular CeFi lenders include Nexo, Crypto.com, and BlockFi (where available). Leading DeFi protocols are Aave, Compound, and MakerDAO.

Tips for Safe Lending

• Start small: Test a platform with a modest amount before committing larger sums.
• Check audits: Prefer protocols with recent third‑party security audits.
• Monitor collateralization: In DeFi, ensure borrowers over‑collateralize loans to protect against liquidation.
• Diversify: Spread funds across multiple platforms and tokens to mitigate single‑point failures.

Affiliate Programs: Earn by Referring

How Crypto Affiliate Programs Work

Many exchanges, wallets, and DeFi services pay you a commission for each new user you refer who signs up and trades or deposits funds. Commissions can be a flat fee, a percentage of trading fees, or a recurring revenue share.

Top Programs to Consider

• Binance Affiliate: Up to 50 % of trading fees paid to referees for life.
• Coinbase Earn: Earn crypto rewards for educating new users; also offers a referral bonus.
• Ledger Affiliate: Earn a percentage of hardware wallet sales.
• Crypto.com Referral: Receive USD 25 in CRO for each qualifying referral, plus ongoing rebates.
• DeFi Pulse Affiliate: Promote DeFi education tools and earn a share of subscription fees.

Maximizing Your Affiliate Earnings

- Create valuable content: Tutorials, reviews, or comparison guides attract organic traffic.

Note: there's a stray

before the bullet; but we keep as is.

Now translate to Japanese.

We need to keep markdown tags (h2, h3, p, ul, li, table, etc). We'll translate the text inside tags, keep tags unchanged.

Let's translate.

I'll produce final answer with:

TITLE: ... SUMMARY: ... CONTENT: [translated markdown]

Make sure no extra spaces before lines? Probably fine.

Let's craft Japanese translation.

Title: "暗号資産のパッシブインカム：ステーキング、レンディング、アフィリエイトプログラムガイド"

Summary: "ステーキング、レンディング、アフィリエイトプログラムを通じて暗号資産でパッシブインカムを生み出す方法を、実践的な手順、リスク対策、プラットフォーム推奨とともに学びます。" Let's count characters: I think it's under 160.

Now content.

We'll translate each piece.

Introduction:

Introduction

stays same.

Why Passive Income in Crypto?

translate to "なぜ暗号資産でパッシブインカムなのか？" maybe. Keep h3 tag.

... translate. Let's do systematically. I'll write Japanese sentences. Paragraph: "The crypto market offers more than just price speculation. By putting your assets to work, you can earn steady returns regardless of market swings. Three of the most accessible methods are staking, lending, and affiliate programs. Each suits different risk tolerances and technical comfort levels, letting you build a diversified passive‑income stream." Japanese translation: "暗号資産市場は価格予測だけにとどまらず、資産を活用することで市場の変動に左右されず安定したリターンを得ることができます。最も手軽な方法であるステーキング、レンディング、アフィリエイトプログラムの3つは、それぞれ異なるリスク許容度や技術的な快適さに適しており、多様なパッシブインカムストリームを構築することが可能です。" Make sure to keep tags around the English terms? The original had staking etc. We should keep the English terms inside maybe translate? Usually we keep the terms but could translate. The instruction: translate naturally, not word-by-word. Could translate the terms as Japanese but keep markup. I'd translate the terms inside as Japanese: ステーキング etc. That seems natural. Thus replace staking with ステーキング, etc. Now continue. Next section:

Staking: Earn Rewards by Holding Tokens